Remember the hit song by the Barenaked Ladies, a Canadian alternative rock band (whose members are neither ladies nor naked — it least in public)? Here’s how it starts:

If I had a million dollar

If I had a million dollars

Well I’d buy you a house

I would buy you a house

I’d buy you furniture for your house…

Hate to sound like a million dollar spoilsport, but I sure wouldn’t pay a million for those lyrics. Not even a hundred. Still, the tune is darn catchy, and the refrain is a bit touching:

If I had a million dollars,

I’d buy your love.

Whether or not that particular commodity can be purchased at any price will not be the subject of this post, although you may wish to pursue it elsewhere.

Since the 1989 publication of my second book, If You Made a Million, I have seen countless examples of student writing that begin with the prompt, “If I had a million dollars…” They fall into three categories of roughly equal size. I’ll call the them “fulfillment,” “greed” and “charity.”
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